What is Down Payment Assistance (DPA)?

DPA  allows you to purchase a home with little or no down payment. DPA also lowers the amount of your bank loan which will reduce your monthly payments. Below is a typical example:

                            Purchase price of $125,000 with $25,000 in DPA:

                                 

                   Your Down Payment

                   Bank Loan  

                   Monthly payment

Who provides Down Payment Assistance?

The City and County of Sacramento, the State of California, the U.S. Government, school districts, nonprofits, banks, local employers, and more!

How do I find Down Payment Assistance?

Our staff of DPA experts will match you with DPA programs at no cost to you.

How much does DPA cost?

DPA is free! The providers of DPA want to encourage home ownership so they provide DPA without added costs or hidden fees.

Other Factors

Some programs require your home to remain affordable. If you resell the home or there might be “shared appreciation” giving another family an opportunity to achieve the dream of homeownership.

Complete our 60-second application now and we will find you  a DPA program!

“We have been providing families beautifully renovated homes since 2001 and as a business our family understands that you’re not just making a financial investment; you’re investing in your family’s future. “

- Colin Hammett, Owner

Without DPA

$4375

$120,625

$858.85

With DPA

$      0

$100,000

$738.87

Housing Group Fund    |    1709 18th Street Suite A, Sacramento, CA 95811    |    Phone: (916) 548-2524    |    Fax: (916) 295-1427    |    Email: info@housinggroupfund.com